Savings
Saving today for what lies ahead tomorrow is critical for most individuals. Our savings account requires a minimal opening deposit and provides low service charges.
| APY | .4% |
| Minimum Opening Deposit | $100 |
| Quarterly Service Charge | $5 |
| Minimum Balance to Avoid Service Charge | $25 |
| Quarterly Withdrawal/Debit Fee (including ATM)* |
First 6 Free $2 each |
Federal regulations limit certain transfers from this account to 6 per statement cycle or month, of which no more than 3 may be payable to a third party.
* When you use a terminal not owned by us, the ATM owner/operator may charge additional fees. A CIRRUS fee of $1 is also charged.
Annual Percentage Yield (APY) as of 12/15/09 and subject to change at the bank's discrection. Rate may change after the account is opened. Fees could reduce the earnings on the account.
RCB also has Health Savings Accounts to provide tax-favored savings arrangements for individuals with high deductible health plans. Also, Education Savings Accounts allow for after-tax contributions (limited to $2,000/year per child) to be withdrawn along with subsequent earnings (tax free) to pay for qualified education expenses.
