eBusiness Analysis
Offset account charges with an Earnings Credit and receive item images with your monthly statement.
| Monthly Service Charge | $7 |
| Transaction Fee (deposit/withdrawal) |
$ .15 each |
| Transit Items Deposited: 500 items or less 501–1,000 items 1,001–4,999 items 5,000 items or more |
$ .10 each $ .09 each $ .08 each $ .07 each |
| On-Us Item Deposit Fee | $ .05 each |
| Business Check Card Issue Fee Annual Fee |
$0 $0 |
| ATM Transaction Fee* | $1 each |
| Chargeback Fee | $4 each |
The Earnings Credit will only reduce account charges and is calculated by applying an external index rate (maximum of 5%) to the average collected balance after subtracting reserve requirements for the month. We use the rate for the 13-week Treasury Bill as the index. An additional fee will be charged when the average collected balance is negative. This fee is determined based on the Fed Funds Rate plus 4%.
*When you use a terminal not owned by us, the ATM owner/operator may charge additional fees. A CIRRUS fee of $ 1.00 is also charged.
