Business Interest

If you are a sole proprietor or non-profit corporation, you can earn an interest rate on deposited funds with no limitation on debit transactions. (Federal regulations prevent us from offering this account to "For-Profit," L.L.Cs or Partnerships.

APY .10 %
Monthly Service Charge $9
Transaction Fee (deposit/withdrawal) $.15 each
Transit Items Deposited:
500 items or less
501-1,000 items
1001 items or more

$.10 each
$.09 each
$.08 each
On-Us Item Deposit Fee
$.05 each
Business Check Card
Issue Fee
Annual Fee

$0
$0
ATM Transaction Fee* $1 each
Chargeback Fee $4

A fee will be charged when the average collected balance is negative. This fee is determined based on the Federal Funds Rate plus 4%.

Interest paid on every dollar of collected balance less reserve requirement.

*When you use a terminal not owned by us, the ATM owner/operator may charge additional fees. A CIRRUS fee of $1.00 is also charged.

Annual Percentage Yield (APY) as of 12/15/09 and subject to change at the bank's discrection. Rate may change after the account is opened. Fees could reduce the earnings on the account.

 

FDIC insurance Change: On May 20, 2009, FDIC deposit insurance temorarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Learn More.