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Offset account charges with an Earnings Credit and receive item images with your monthly statement.
| Monthly Service Charge | $7 | .00 | | | Transaction Fee (deposit/withdrawal) | $0 | .15 | each | | Transit Items Deposited: | | 500 items or less | $0 | .10 | each | | 501-1,000 items | $0 | .09 | each | | 1001-4,999 items | $0 | .08 | each | | 5,000 items or more | $0 | .07 | each | | On-Us Item Deposit Fee | $0 | .05 | each | | Chargeback Fee | $4 | .00 | each | | Visa Business Check Card: Issue Fee | $0 | .00 | | | Visa Business Check Card: Annual Fee | $0 | .00 | | | ATM Transaction Fee* | $1 | .00 | each |
Manage your accounts 24/7 with our Anytime Banker and NetTeller products. Best of all, its free! The Earnings Credit will only reduce account charges and is calculated by applying an external index rate (maximum of 5%) to the average collected balance after subtracting reserve requirements for the month. We use the rate for the 13-week Treasury Bill as the index. An additional fee will be charged when the average collected balance is negative. This fee is determined based on the Fed Funds Rate plus 4%.
* | When you use a terminal not owned by us, the ATM owner/operator may charge additional fees. A CIRRUS fee of $1.00 is also charged at terminals owned by companies headquartered outside the State of Oklahoma. |
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