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RCB Bank has a diverse mix of mortgage loan products to help meet residential and housing needs. First or second mortgage loans are available at a fixed rate for a term of ten years or less. A longer term is accommodated through adjustable-rate mortgages loans for a maximum of twenty years.
To make home mortgage loans more readily accessible, RCB Bank participates in special insured programs, including FHA Title I. These programs provide flexible terms and underwriting requirements, often at reduced costs, to make mortgage loans more affordable and accessible to individuals.
We also have alternative financing options, including 30-year fixed rate mortgages, available through secondary market sources.
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Conventional mortgage loan programs
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Federal Housing Administration (FHA) loan programs
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Veteran Administration (VA) loan programs
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Farm Service Agency/Rural Housing Services loan programs
Our Real Estate Loan Officers and Mortgage Originators will meet with potential applicants at any location to help find the mortgage product best suited to the specific needs. Call for an appointment today.
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